Call reports 2016
SNB BANK, NATIONAL ASSOCIATION — 2016
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,030,000 | 104,577,000 | 116,153,000 | 113,189,000 |
| Total loans | 68,404,000 | 71,414,000 | 79,885,000 | 81,249,000 |
| Allowance for loan losses | 740,000 | 784,000 | 903,000 | 1,026,000 |
| Securities available for sale | 20,786,000 | 20,245,000 | 17,582,000 | 15,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,548,000 | 95,015,000 | 106,499,000 | 103,758,000 |
| Interest-bearing deposits | 77,222,000 | 82,411,000 | 94,336,000 | 92,747,000 |
| Noninterest-bearing deposits | 12,326,000 | 12,604,000 | 12,163,000 | 11,011,000 |
| Equity capital | 8,330,000 | 8,240,000 | 9,347,000 | 9,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,716,000 | 2,723,000 | 3,636,000 |
| Interest expense | 88,000 | 191,000 | 316,000 | 460,000 |
| Net interest income | 765,000 | 1,525,000 | 2,407,000 | 3,176,000 |
| Noninterest income | 128,000 | 266,000 | 395,000 | 486,000 |
| Noninterest expense | 626,000 | 1,309,000 | 2,030,000 | 2,797,000 |
| Provision for loan losses | 50,000 | 257,000 | 331,000 | 400,000 |
| Pretax income | 217,000 | 228,000 | 444,000 | 468,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 228,000 | 444,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,246,000 | 8,172,000 | 9,308,000 | 9,300,000 |
| Total capital | 8,986,000 | 8,956,000 | 10,211,000 | 10,290,000 |
| Risk-weighted assets | 67,976,000 | 71,639,000 | 82,576,000 | 79,181,000 |