Call reports 2015
SNB BANK, NATIONAL ASSOCIATION — 2015
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,625,000 | 90,197,000 | 93,967,000 | 99,250,000 |
| Total loans | 54,674,000 | 53,809,000 | 60,315,000 | 64,900,000 |
| Allowance for loan losses | 747,000 | 687,000 | 698,000 | 695,000 |
| Securities available for sale | 23,907,000 | 23,032,000 | 22,142,000 | 21,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,194,000 | 80,606,000 | 80,299,000 | 87,810,000 |
| Interest-bearing deposits | 74,087,000 | 69,917,000 | 69,663,000 | 74,321,000 |
| Noninterest-bearing deposits | 11,107,000 | 10,689,000 | 10,636,000 | 13,489,000 |
| Equity capital | 7,356,000 | 7,407,000 | 7,578,000 | 8,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,438,000 | 2,190,000 | 2,952,000 |
| Interest expense | 62,000 | 128,000 | 196,000 | 277,000 |
| Net interest income | 641,000 | 1,310,000 | 1,994,000 | 2,675,000 |
| Noninterest income | 127,000 | 260,000 | 378,000 | 433,000 |
| Noninterest expense | 656,000 | 1,316,000 | 1,958,000 | 2,607,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 105,000 | 239,000 | 391,000 | 471,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 105,000 | 239,000 | 391,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,260,000 | 7,364,000 | 7,515,000 | 8,046,000 |
| Total capital | 7,893,000 | 8,009,000 | 8,213,000 | 8,741,000 |
| Risk-weighted assets | 50,590,000 | 51,628,000 | 58,781,000 | 62,709,000 |