Call reports 2013
SNB BANK, NATIONAL ASSOCIATION — 2013
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,689,000 | 67,830,000 | 71,231,000 | 79,352,000 |
| Total loans | 37,653,000 | 35,819,000 | 38,824,000 | 42,556,000 |
| Allowance for loan losses | 568,000 | 600,000 | 669,000 | 622,000 |
| Securities available for sale | 19,540,000 | 21,051,000 | 23,272,000 | 24,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,528,000 | 56,836,000 | 63,875,000 | 69,057,000 |
| Interest-bearing deposits | 54,756,000 | 52,624,000 | 59,232,000 | 63,282,000 |
| Noninterest-bearing deposits | 4,772,000 | 4,212,000 | 4,643,000 | 5,775,000 |
| Equity capital | 5,354,000 | 5,323,000 | 5,234,000 | 5,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,086,000 | 1,644,000 | 2,247,000 |
| Interest expense | 50,000 | 97,000 | 140,000 | 184,000 |
| Net interest income | 517,000 | 989,000 | 1,504,000 | 2,063,000 |
| Noninterest income | 84,000 | 301,000 | 385,000 | 496,000 |
| Noninterest expense | 414,000 | 878,000 | 1,340,000 | 1,802,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 127,000 | 292,000 | 369,000 | 577,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 292,000 | 369,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,166,000 | 5,247,000 | 5,252,000 | 5,386,000 |
| Total capital | 5,410,000 | 5,522,000 | 5,566,000 | 5,728,000 |
| Risk-weighted assets | 19,717,000 | 21,715,000 | 24,716,000 | 29,347,000 |