Call reports 2012
SNB BANK, NATIONAL ASSOCIATION — 2012
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,535,000 | 61,815,000 | 64,670,000 | 64,041,000 |
| Total loans | 36,584,000 | 38,713,000 | 39,006,000 | 37,561,000 |
| Allowance for loan losses | 478,000 | 490,000 | 502,000 | 531,000 |
| Securities available for sale | 16,572,000 | 15,906,000 | 19,348,000 | 18,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,706,000 | 55,661,000 | 58,181,000 | 58,298,000 |
| Interest-bearing deposits | 51,264,000 | 50,106,000 | 53,036,000 | 52,951,000 |
| Noninterest-bearing deposits | 5,442,000 | 5,555,000 | 5,145,000 | 5,347,000 |
| Equity capital | 5,037,000 | 5,195,000 | 5,298,000 | 5,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,182,000 | 1,734,000 | 2,331,000 |
| Interest expense | 65,000 | 125,000 | 183,000 | 233,000 |
| Net interest income | 513,000 | 1,057,000 | 1,551,000 | 2,098,000 |
| Noninterest income | 64,000 | 164,000 | 290,000 | 365,000 |
| Noninterest expense | 412,000 | 812,000 | 1,209,000 | 1,636,000 |
| Provision for loan losses | 11,000 | 22,000 | 62,000 | 149,000 |
| Pretax income | 244,000 | 570,000 | 876,000 | 1,237,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 570,000 | 876,000 | 1,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,635,000 | 4,840,000 | 4,934,000 | 5,084,000 |
| Total capital | 4,887,000 | 5,073,000 | 5,150,000 | 5,322,000 |
| Risk-weighted assets | 19,909,000 | 19,370,000 | 17,747,000 | 18,801,000 |