Call reports 2011
SNB BANK, NATIONAL ASSOCIATION — 2011
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,220,000 | 55,777,000 | 58,399,000 | 59,469,000 |
| Total loans | 29,026,000 | 31,404,000 | 33,732,000 | 36,118,000 |
| Allowance for loan losses | 407,000 | 430,000 | 436,000 | 452,000 |
| Securities available for sale | 12,390,000 | 12,325,000 | 13,452,000 | 14,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,696,000 | 51,139,000 | 53,488,000 | 54,474,000 |
| Interest-bearing deposits | 46,653,000 | 46,585,000 | 48,931,000 | 50,368,000 |
| Noninterest-bearing deposits | 5,043,000 | 4,554,000 | 4,557,000 | 4,106,000 |
| Equity capital | 4,240,000 | 4,331,000 | 4,699,000 | 4,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 513,000 | 1,036,000 | 1,589,000 | 2,184,000 |
| Interest expense | 78,000 | 154,000 | 228,000 | 294,000 |
| Net interest income | 435,000 | 882,000 | 1,361,000 | 1,890,000 |
| Noninterest income | 51,000 | 127,000 | 226,000 | 289,000 |
| Noninterest expense | 390,000 | 760,000 | 1,104,000 | 1,482,000 |
| Provision for loan losses | -70,000 | -63,000 | -55,000 | -47,000 |
| Pretax income | 166,000 | 312,000 | 538,000 | 744,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 312,000 | 538,000 | 744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,145,000 | 4,159,000 | 4,385,000 | 4,390,000 |
| Total capital | 4,393,000 | 4,373,000 | 4,612,000 | 4,637,000 |
| Risk-weighted assets | 19,666,000 | 16,913,000 | 17,953,000 | 19,547,000 |