Call reports 2010
SNB BANK, NATIONAL ASSOCIATION — 2010
What SNB BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 49,732,000 | 50,571,000 | 48,879,000 | 50,590,000 |
| Total loans | 31,255,000 | 30,972,000 | 29,566,000 | 28,932,000 |
| Allowance for loan losses | 461,000 | 423,000 | 425,000 | 402,000 |
| Securities available for sale | 10,491,000 | 10,429,000 | 10,453,000 | 11,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,273,000 | 45,262,000 | 43,878,000 | 46,186,000 |
| Interest-bearing deposits | 40,497,000 | 40,281,000 | 40,219,000 | 40,913,000 |
| Noninterest-bearing deposits | 4,776,000 | 4,981,000 | 3,659,000 | 5,273,000 |
| Equity capital | 4,312,000 | 4,342,000 | 4,337,000 | 4,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 544,000 | 1,106,000 | 1,618,000 | 2,117,000 |
| Interest expense | 102,000 | 198,000 | 285,000 | 369,000 |
| Net interest income | 442,000 | 908,000 | 1,333,000 | 1,748,000 |
| Noninterest income | 76,000 | 136,000 | 185,000 | 228,000 |
| Noninterest expense | 348,000 | 713,000 | 1,057,000 | 1,472,000 |
| Provision for loan losses | 0 | 0 | 0 | -26,000 |
| Pretax income | 170,000 | 326,000 | 456,000 | 525,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 170,000 | 326,000 | 456,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,302,000 | 4,281,000 | 4,162,000 | 4,120,000 |
| Total capital | 4,574,000 | 4,557,000 | 4,430,000 | 4,382,000 |
| Risk-weighted assets | 21,544,000 | 21,910,000 | 21,255,000 | 20,807,000 |