Call reports 2016
SABADELL UNITED BANK, NATIONAL ASSOCIATION — 2016
What SABADELL UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 5,534,194,000 | 5,451,623,000 | 5,550,075,000 | 5,789,346,000 |
| Total loans | 3,655,224,000 | 3,737,768,000 | 3,863,476,000 | 4,176,247,000 |
| Allowance for loan losses | 47,236,000 | 47,402,000 | 45,532,000 | 44,544,000 |
| Securities available for sale | 937,285,000 | 970,177,000 | 967,255,000 | 977,369,000 |
| Securities held to maturity | 29,846,000 | 29,882,000 | 29,915,000 | 29,946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,341,351,000 | 4,300,572,000 | 4,400,731,000 | 4,354,271,000 |
| Interest-bearing deposits | 3,766,310,000 | 3,702,936,000 | 3,826,636,000 | 3,819,256,000 |
| Noninterest-bearing deposits | 575,041,000 | 597,636,000 | 574,094,000 | 535,015,000 |
| Equity capital | 592,925,000 | 604,191,000 | 612,324,000 | 615,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 46,033,000 | 89,052,000 | 135,463,000 | 181,409,000 |
| Interest expense | 5,419,000 | 10,823,000 | 16,426,000 | 22,361,000 |
| Net interest income | 40,614,000 | 78,229,000 | 119,037,000 | 159,048,000 |
| Noninterest income | 12,175,000 | 15,297,000 | 18,114,000 | 21,089,000 |
| Noninterest expense | 27,646,000 | 54,118,000 | 80,991,000 | 103,393,000 |
| Provision for loan losses | 1,350,000 | 1,350,000 | -50,000 | -2,350,000 |
| Pretax income | 23,777,000 | 38,042,000 | 56,192,000 | 79,186,000 |
| Income tax | 9,119,000 | 14,588,000 | 21,548,000 | 30,668,000 |
| Net income | 14,658,000 | 23,451,000 | 34,641,000 | 48,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 501,297,000 | 510,694,000 | 522,489,000 | 536,165,000 |
| Total capital | 545,279,000 | 555,701,000 | 567,953,000 | 585,564,000 |
| Risk-weighted assets | 3,506,767,000 | 3,586,717,000 | 3,627,472,000 | 3,951,042,000 |