Call reports 2015
SABADELL UNITED BANK, NATIONAL ASSOCIATION — 2015
What SABADELL UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,737,834,000 | 4,879,015,000 | 5,022,479,000 | 5,266,011,000 |
| Total loans | 3,404,465,000 | 3,533,728,000 | 3,613,755,000 | 3,722,656,000 |
| Allowance for loan losses | 41,785,000 | 43,143,000 | 44,797,000 | 45,478,000 |
| Securities available for sale | 676,800,000 | 712,208,000 | 768,634,000 | 780,831,000 |
| Securities held to maturity | 29,706,000 | 29,741,000 | 29,776,000 | 29,810,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,712,723,000 | 3,852,104,000 | 4,020,834,000 | 4,073,300,000 |
| Interest-bearing deposits | 3,238,539,000 | 3,344,845,000 | 3,469,554,000 | 3,517,426,000 |
| Noninterest-bearing deposits | 474,184,000 | 507,258,000 | 551,279,000 | 555,874,000 |
| Equity capital | 549,548,000 | 553,649,000 | 564,354,000 | 570,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 40,052,000 | 81,655,000 | 123,326,000 | 168,331,000 |
| Interest expense | 4,352,000 | 9,025,000 | 13,883,000 | 18,830,000 |
| Net interest income | 35,700,000 | 72,630,000 | 109,443,000 | 149,501,000 |
| Noninterest income | 4,196,000 | 6,949,000 | 9,934,000 | 12,860,000 |
| Noninterest expense | 27,924,000 | 53,907,000 | 80,093,000 | 102,803,000 |
| Provision for loan losses | 700,000 | 1,700,000 | 2,650,000 | 4,050,000 |
| Pretax income | 11,598,000 | 24,301,000 | 36,999,000 | 55,873,000 |
| Income tax | 4,456,000 | 9,326,000 | 14,229,000 | 20,940,000 |
| Net income | 7,142,000 | 14,975,000 | 22,767,000 | 34,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 460,454,000 | 468,543,000 | 476,906,000 | 489,265,000 |
| Total capital | 502,330,000 | 511,965,000 | 520,460,000 | 533,808,000 |
| Risk-weighted assets | 3,336,180,000 | 3,465,214,000 | 3,472,714,000 | 3,555,975,000 |