Call reports 2013
SABADELL UNITED BANK, NATIONAL ASSOCIATION — 2013
What SABADELL UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,628,062,000 | 3,580,153,000 | 3,770,420,000 | 3,871,592,000 |
| Total loans | 2,177,735,000 | 2,271,201,000 | 2,369,850,000 | 2,661,252,000 |
| Allowance for loan losses | 29,771,000 | 31,007,000 | 33,486,000 | 34,713,000 |
| Securities available for sale | 582,044,000 | 568,381,000 | 584,089,000 | 585,416,000 |
| Securities held to maturity | 29,445,000 | 29,476,000 | 29,508,000 | 29,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,926,189,000 | 2,864,037,000 | 3,020,993,000 | 3,050,981,000 |
| Interest-bearing deposits | 2,571,906,000 | 2,535,407,000 | 2,671,615,000 | 2,684,396,000 |
| Noninterest-bearing deposits | 354,283,000 | 328,630,000 | 349,378,000 | 366,586,000 |
| Equity capital | 483,949,000 | 485,782,000 | 511,546,000 | 514,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 35,694,000 | 72,149,000 | 107,611,000 | 141,754,000 |
| Interest expense | 3,335,000 | 6,498,000 | 9,706,000 | 13,021,000 |
| Net interest income | 32,359,000 | 65,651,000 | 97,905,000 | 128,733,000 |
| Noninterest income | 944,000 | 5,549,000 | 8,183,000 | 10,383,000 |
| Noninterest expense | 24,926,000 | 49,514,000 | 76,029,000 | 100,180,000 |
| Provision for loan losses | -2,250,000 | -98,000 | 2,887,000 | 3,624,000 |
| Pretax income | 10,586,000 | 21,945,000 | 27,085,000 | 35,220,000 |
| Income tax | 4,014,000 | 8,351,000 | -12,383,000 | -9,693,000 |
| Net income | 6,572,000 | 13,594,000 | 39,468,000 | 44,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 384,795,000 | 392,657,000 | 401,298,000 | 408,899,000 |
| Total capital | 411,575,000 | 420,532,000 | 430,533,000 | 441,789,000 |
| Risk-weighted assets | 2,129,654,000 | 2,219,237,000 | 2,326,934,000 | 2,620,999,000 |