Call reports 2012
SABADELL UNITED BANK, NATIONAL ASSOCIATION — 2012
What SABADELL UNITED BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,681,202,000 | 3,556,509,000 | 3,693,500,000 | 3,724,683,000 |
| Total loans | 2,031,380,000 | 2,154,436,000 | 2,153,950,000 | 2,235,446,000 |
| Allowance for loan losses | 25,565,000 | 25,747,000 | 28,504,000 | 30,418,000 |
| Securities available for sale | 722,715,000 | 643,897,000 | 576,059,000 | 606,550,000 |
| Securities held to maturity | 29,323,000 | 29,353,000 | 29,383,000 | 29,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,818,268,000 | 2,825,503,000 | 2,923,242,000 | 3,015,238,000 |
| Interest-bearing deposits | 2,257,016,000 | 2,495,575,000 | 2,552,920,000 | 2,601,961,000 |
| Noninterest-bearing deposits | 561,251,000 | 329,928,000 | 370,322,000 | 413,276,000 |
| Equity capital | 454,586,000 | 462,746,000 | 472,079,000 | 477,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 37,610,000 | 73,359,000 | 107,622,000 | 144,776,000 |
| Interest expense | 3,803,000 | 7,553,000 | 11,262,000 | 15,088,000 |
| Net interest income | 33,807,000 | 65,806,000 | 96,360,000 | 129,688,000 |
| Noninterest income | 4,300,000 | 12,505,000 | 16,208,000 | 20,203,000 |
| Noninterest expense | 25,285,000 | 49,621,000 | 73,599,000 | 98,745,000 |
| Provision for loan losses | 647,000 | 2,355,000 | 3,219,000 | 5,880,000 |
| Pretax income | 14,315,000 | 29,729,000 | 39,063,000 | 48,534,000 |
| Income tax | 4,674,000 | 11,220,000 | 14,853,000 | 18,522,000 |
| Net income | 9,641,000 | 18,509,000 | 24,210,000 | 30,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 354,987,000 | 363,704,000 | 370,543,000 | 377,491,000 |
| Total capital | 380,552,000 | 389,451,000 | 396,484,000 | 404,497,000 |
| Risk-weighted assets | 2,138,566,000 | 2,364,997,000 | 2,063,945,000 | 2,147,724,000 |