Call reports 2025
FIRST FEDERAL BANK — 2025
What FIRST FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,974,533,000 | 4,194,869,000 | 4,140,702,000 | 4,310,472,000 |
| Total loans | 1,252,758,000 | 1,369,922,000 | 1,318,447,000 | 1,382,005,000 |
| Allowance for loan losses | 9,037,000 | 9,188,000 | 9,518,000 | 10,947,000 |
| Securities available for sale | 2,285,979,000 | 2,357,116,000 | 2,296,441,000 | 2,388,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,153,301,000 | 3,210,374,000 | 3,187,135,000 | 3,204,540,000 |
| Interest-bearing deposits | 2,830,349,000 | 2,897,402,000 | 2,833,171,000 | 2,636,082,000 |
| Noninterest-bearing deposits | 322,952,000 | 312,972,000 | 353,964,000 | 568,458,000 |
| Equity capital | 384,292,000 | 397,108,000 | 428,255,000 | 445,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 44,494,000 | 93,535,000 | 142,069,000 | 188,473,000 |
| Interest expense | 17,042,000 | 36,115,000 | 55,132,000 | 74,197,000 |
| Net interest income | 27,452,000 | 57,420,000 | 86,937,000 | 114,276,000 |
| Noninterest income | 14,840,000 | 27,246,000 | 42,055,000 | 55,280,000 |
| Noninterest expense | 28,635,000 | 57,897,000 | 86,911,000 | 116,913,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,050,000 | 2,981,000 |
| Pretax income | 13,411,000 | 26,185,000 | 41,194,000 | 28,846,000 |
| Income tax | 2,938,000 | 5,710,000 | 8,972,000 | 5,123,000 |
| Net income | 10,473,000 | 20,475,000 | 32,222,000 | 23,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 439,268,000 | 456,107,000 | 471,983,000 | 463,485,000 |
| Total capital | 448,289,000 | 465,259,000 | 481,452,000 | 474,561,000 |
| Risk-weighted assets | 2,065,596,000 | 2,238,495,000 | 2,149,867,000 | 2,243,305,000 |