Call reports 2021
FIRST FEDERAL BANK — 2021
What FIRST FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,330,348,000 | 3,175,330,000 | 3,234,722,000 | 3,423,533,000 |
| Total loans | 1,542,316,000 | 1,321,487,000 | 1,210,465,000 | 1,094,244,000 |
| Allowance for loan losses | 26,476,000 | 25,357,000 | 25,363,000 | 24,207,000 |
| Securities available for sale | 730,369,000 | 849,188,000 | 1,093,756,000 | 1,264,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,818,051,000 | 2,705,255,000 | 2,775,444,000 | 2,959,069,000 |
| Interest-bearing deposits | 2,607,576,000 | 2,473,922,000 | 2,556,425,000 | 2,680,096,000 |
| Noninterest-bearing deposits | 210,475,000 | 231,333,000 | 219,019,000 | 278,973,000 |
| Equity capital | 365,658,000 | 375,177,000 | 382,829,000 | 384,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 24,349,000 | 44,771,000 | 64,616,000 | 85,451,000 |
| Interest expense | 1,766,000 | -1,339,000 | -301,000 | 810,000 |
| Net interest income | 22,583,000 | 46,110,000 | 64,917,000 | 84,641,000 |
| Noninterest income | 34,155,000 | 54,213,000 | 79,115,000 | 96,555,000 |
| Noninterest expense | 32,793,000 | 65,268,000 | 95,156,000 | 125,339,000 |
| Provision for loan losses | 123,000 | -951,000 | -941,000 | -2,051,000 |
| Pretax income | 23,859,000 | 36,617,000 | 50,428,000 | 58,519,000 |
| Income tax | 5,034,000 | 7,613,000 | 9,982,000 | 10,598,000 |
| Net income | 18,826,000 | 29,019,000 | 40,461,000 | 47,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 309,125,000 | 319,487,000 | 331,140,000 | 338,829,000 |
| Total capital | 332,952,000 | 341,806,000 | 353,938,000 | 361,271,000 |
| Risk-weighted assets | 1,897,846,000 | 1,775,913,000 | 1,814,849,000 | 1,787,104,000 |