Call reports 2019
FIRST FEDERAL BANK — 2019
What FIRST FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,908,445,000 | 2,058,609,000 | 2,204,932,000 | 2,177,570,000 |
| Total loans | 1,059,778,000 | 1,181,278,000 | 1,260,135,000 | 1,241,962,000 |
| Allowance for loan losses | 5,390,000 | 5,614,000 | 5,866,000 | 5,929,000 |
| Securities available for sale | 425,271,000 | 506,781,000 | 502,731,000 | 542,012,000 |
| Securities held to maturity | 5,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,628,683,000 | 1,601,646,000 | 1,640,261,000 | 1,803,383,000 |
| Interest-bearing deposits | 1,523,744,000 | 1,492,489,000 | 1,514,067,000 | 1,671,954,000 |
| Noninterest-bearing deposits | 104,939,000 | 109,157,000 | 126,194,000 | 131,429,000 |
| Equity capital | 241,405,000 | 251,754,000 | 261,171,000 | 264,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 21,254,000 | 41,588,000 | 64,004,000 | 85,518,000 |
| Interest expense | 2,932,000 | 6,154,000 | 9,707,000 | 12,774,000 |
| Net interest income | 18,322,000 | 35,434,000 | 54,297,000 | 72,744,000 |
| Noninterest income | 7,895,000 | 21,217,000 | 35,267,000 | 49,109,000 |
| Noninterest expense | 21,214,000 | 43,723,000 | 66,487,000 | 90,609,000 |
| Provision for loan losses | 9,000 | 334,000 | 631,000 | 690,000 |
| Pretax income | 5,984,000 | 16,612,000 | 26,964,000 | 35,072,000 |
| Income tax | 1,263,000 | 3,660,000 | 6,290,000 | 7,913,000 |
| Net income | 4,721,000 | 12,952,000 | 20,674,000 | 27,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,617,000 | 204,272,000 | 213,843,000 | 218,805,000 |
| Total capital | 202,582,000 | 212,246,000 | 222,053,000 | 226,986,000 |
| Risk-weighted assets | 1,068,216,000 | 1,228,019,000 | 1,263,097,000 | 1,298,538,000 |