Call reports 2018
FIRST FEDERAL BANK — 2018
What FIRST FEDERAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,406,773,000 | 1,899,582,000 | 1,793,476,000 | 1,811,622,000 |
| Total loans | 640,422,000 | 1,097,611,000 | 1,088,995,000 | 1,056,041,000 |
| Allowance for loan losses | 5,481,000 | 5,537,000 | 5,313,000 | 5,457,000 |
| Securities available for sale | 456,474,000 | 467,609,000 | 389,230,000 | 415,504,000 |
| Securities held to maturity | 88,000 | 105,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,205,343,000 | 1,556,405,000 | 1,514,422,000 | 1,563,869,000 |
| Interest-bearing deposits | 1,100,079,000 | 1,420,726,000 | 1,374,382,000 | 1,444,247,000 |
| Noninterest-bearing deposits | 105,264,000 | 135,679,000 | 140,040,000 | 119,622,000 |
| Equity capital | 181,626,000 | 170,186,000 | 175,020,000 | 210,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,295,000 | 31,201,000 | 50,095,000 | 71,966,000 |
| Interest expense | 1,381,000 | 4,119,000 | 6,794,000 | 9,611,000 |
| Net interest income | 10,914,000 | 27,082,000 | 43,301,000 | 62,355,000 |
| Noninterest income | 6,713,000 | 18,952,000 | 30,810,000 | 41,113,000 |
| Noninterest expense | 12,716,000 | 32,506,000 | 52,302,000 | 75,574,000 |
| Provision for loan losses | 200,000 | 400,000 | 500,000 | 617,000 |
| Pretax income | 6,711,000 | 15,140,000 | 23,642,000 | 29,684,000 |
| Income tax | 1,300,000 | 2,862,000 | 4,159,000 | 5,392,000 |
| Net income | 5,411,000 | 12,278,000 | 19,483,000 | 24,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,821,000 | 146,972,000 | 154,570,000 | 190,246,000 |
| Total capital | 175,044,000 | 155,182,000 | 162,558,000 | 198,322,000 |
| Risk-weighted assets | 769,064,000 | 1,059,339,000 | 1,083,432,000 | 1,040,420,000 |