Call reports 2017
FIRST FEDERAL BANK — 2017
What FIRST FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,311,712,000 | 1,528,193,000 | 1,471,604,000 | 1,376,902,000 |
| Total loans | 598,640,000 | 661,550,000 | 666,772,000 | 688,983,000 |
| Allowance for loan losses | 4,819,000 | 5,108,000 | 4,991,000 | 5,435,000 |
| Securities available for sale | 418,302,000 | 594,463,000 | 579,474,000 | 460,050,000 |
| Securities held to maturity | 88,000 | 88,000 | 88,000 | 88,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,127,049,000 | 1,192,697,000 | 1,169,464,000 | 1,130,259,000 |
| Interest-bearing deposits | 1,054,972,000 | 1,108,135,000 | 1,125,264,000 | 1,059,299,000 |
| Noninterest-bearing deposits | 72,077,000 | 84,562,000 | 44,200,000 | 70,960,000 |
| Equity capital | 164,402,000 | 171,873,000 | 176,103,000 | 181,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,071,000 | 22,565,000 | 36,003,000 | 49,190,000 |
| Interest expense | 698,000 | 1,752,000 | 3,232,000 | 4,677,000 |
| Net interest income | 9,373,000 | 20,813,000 | 32,771,000 | 44,513,000 |
| Noninterest income | 7,702,000 | 14,700,000 | 21,002,000 | 27,622,000 |
| Noninterest expense | 12,504,000 | 25,103,000 | 38,559,000 | 54,474,000 |
| Provision for loan losses | 100,000 | 575,000 | 865,000 | 1,445,000 |
| Pretax income | 4,471,000 | 9,889,000 | 14,403,000 | 16,955,000 |
| Income tax | 1,466,000 | 2,811,000 | 3,811,000 | -161,000 |
| Net income | 3,005,000 | 7,078,000 | 10,592,000 | 17,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,924,000 | 159,267,000 | 162,912,000 | 164,305,000 |
| Total capital | 155,467,000 | 165,134,000 | 168,697,000 | 170,555,000 |
| Risk-weighted assets | 726,849,000 | 824,289,000 | 822,849,000 | 816,137,000 |