Call reports 2016
FIRST FEDERAL BANK — 2016
What FIRST FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,185,124,000 | 1,279,964,000 | 1,223,573,000 | 1,207,688,000 |
| Total loans | 661,253,000 | 706,940,000 | 721,133,000 | 577,280,000 |
| Allowance for loan losses | 5,119,000 | 5,030,000 | 4,959,000 | 4,797,000 |
| Securities available for sale | 375,917,000 | 373,309,000 | 351,410,000 | 320,550,000 |
| Securities held to maturity | 120,000 | 120,000 | 120,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 924,916,000 | 944,943,000 | 962,136,000 | 948,297,000 |
| Interest-bearing deposits | 866,893,000 | 887,224,000 | 898,291,000 | 863,742,000 |
| Noninterest-bearing deposits | 58,023,000 | 57,719,000 | 63,845,000 | 84,555,000 |
| Equity capital | 150,981,000 | 156,462,000 | 160,704,000 | 161,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,432,000 | 20,229,000 | 31,228,000 | 42,430,000 |
| Interest expense | 488,000 | 1,100,000 | 1,686,000 | 2,289,000 |
| Net interest income | 8,944,000 | 19,129,000 | 29,542,000 | 40,141,000 |
| Noninterest income | 6,072,000 | 14,053,000 | 23,542,000 | 31,606,000 |
| Noninterest expense | 11,434,000 | 23,412,000 | 36,421,000 | 49,696,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,582,000 | 9,680,000 | 17,261,000 | 22,351,000 |
| Income tax | 1,131,000 | 3,241,000 | 5,930,000 | 7,745,000 |
| Net income | 2,451,000 | 6,439,000 | 11,331,000 | 14,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,419,000 | 144,627,000 | 149,443,000 | 149,697,000 |
| Total capital | 146,380,000 | 150,495,000 | 155,213,000 | 155,215,000 |
| Risk-weighted assets | 863,027,000 | 867,010,000 | 861,517,000 | 817,658,000 |