Call reports 2015
FIRST FEDERAL BANK — 2015
What FIRST FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,155,702,000 | 1,208,751,000 | 1,142,477,000 | 988,439,000 |
| Total loans | 595,836,000 | 669,679,000 | 629,090,000 | 585,679,000 |
| Allowance for loan losses | 5,703,000 | 5,615,000 | 5,578,000 | 5,306,000 |
| Securities available for sale | 263,403,000 | 252,082,000 | 373,368,000 | 259,619,000 |
| Securities held to maturity | 181,000 | 127,000 | 120,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 972,265,000 | 1,054,317,000 | 930,367,000 | 821,873,000 |
| Interest-bearing deposits | 733,994,000 | 808,619,000 | 675,056,000 | 689,536,000 |
| Noninterest-bearing deposits | 238,271,000 | 245,698,000 | 255,311,000 | 132,337,000 |
| Equity capital | 139,145,000 | 140,297,000 | 145,051,000 | 147,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,856,000 | 19,294,000 | 29,310,000 | 39,097,000 |
| Interest expense | 364,000 | 802,000 | 1,228,000 | 1,631,000 |
| Net interest income | 8,492,000 | 18,492,000 | 28,082,000 | 37,466,000 |
| Noninterest income | 6,449,000 | 12,891,000 | 20,226,000 | 28,029,000 |
| Noninterest expense | 10,488,000 | 21,642,000 | 33,407,000 | 45,917,000 |
| Provision for loan losses | -124,000 | -124,000 | -124,000 | -124,000 |
| Pretax income | 5,159,000 | 10,532,000 | 15,827,000 | 20,526,000 |
| Income tax | 1,647,000 | 3,470,000 | 4,991,000 | 6,809,000 |
| Net income | 3,512,000 | 7,062,000 | 10,836,000 | 13,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,849,000 | 133,054,000 | 136,639,000 | 139,226,000 |
| Total capital | 136,384,000 | 139,567,000 | 143,101,000 | 145,337,000 |
| Risk-weighted assets | 739,978,000 | 771,217,000 | 854,601,000 | 705,489,000 |