Call reports 2012
FIRST FEDERAL BANK — 2012
What FIRST FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 993,138,000 | 1,015,830,000 | 1,042,405,000 | 949,559,000 |
| Total loans | 565,697,000 | 580,221,000 | 630,306,000 | 639,533,000 |
| Allowance for loan losses | 7,325,000 | 7,439,000 | 8,114,000 | 9,079,000 |
| Securities available for sale | 213,596,000 | 199,880,000 | 188,750,000 | 157,196,000 |
| Securities held to maturity | 421,000 | 421,000 | 340,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,571,000 | 786,589,000 | 824,190,000 | 808,680,000 |
| Interest-bearing deposits | 633,909,000 | 606,703,000 | 619,486,000 | 639,538,000 |
| Noninterest-bearing deposits | 150,662,000 | 179,886,000 | 204,704,000 | 169,142,000 |
| Equity capital | 122,545,000 | 126,972,000 | 131,348,000 | 113,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,514,000 | 19,671,000 | 29,757,000 | 38,931,000 |
| Interest expense | 1,186,000 | 2,222,000 | 3,106,000 | 3,738,000 |
| Net interest income | 8,328,000 | 17,449,000 | 26,651,000 | 35,193,000 |
| Noninterest income | 5,964,000 | 13,825,000 | 21,455,000 | 28,917,000 |
| Noninterest expense | 9,512,000 | 19,008,000 | 29,308,000 | 42,574,000 |
| Provision for loan losses | 2,450,000 | 3,650,000 | 5,755,000 | 8,255,000 |
| Pretax income | 2,330,000 | 8,674,000 | 13,763,000 | 15,235,000 |
| Income tax | 668,000 | 2,782,000 | 4,716,000 | 5,098,000 |
| Net income | 1,662,000 | 5,892,000 | 9,047,000 | 10,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,187,000 | 122,156,000 | 126,010,000 | 107,037,000 |
| Total capital | 126,512,000 | 129,595,000 | 134,406,000 | 115,412,000 |
| Risk-weighted assets | 600,328,000 | 635,848,000 | 712,413,000 | 671,877,000 |