Call reports 2025
FIRST FARMBANK — 2025
What FIRST FARMBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 365,801,000 | 372,305,000 | 377,612,000 | 380,097,000 |
| Total loans | 284,497,000 | 297,916,000 | 301,216,000 | 293,430,000 |
| Allowance for loan losses | 2,788,000 | 2,788,000 | 2,787,000 | 2,780,000 |
| Securities available for sale | 23,033,000 | 23,527,000 | 23,510,000 | 23,262,000 |
| Securities held to maturity | 26,881,000 | 26,600,000 | 26,321,000 | 25,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,262,000 | 314,566,000 | 317,417,000 | 323,942,000 |
| Interest-bearing deposits | 279,387,000 | 276,439,000 | 280,713,000 | 287,311,000 |
| Noninterest-bearing deposits | 33,875,000 | 38,127,000 | 36,704,000 | 36,631,000 |
| Equity capital | 40,930,000 | 42,121,000 | 43,601,000 | 44,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,544,000 | 11,257,000 | 17,206,000 | 23,010,000 |
| Interest expense | 1,997,000 | 3,957,000 | 6,030,000 | 8,046,000 |
| Net interest income | 3,547,000 | 7,300,000 | 11,176,000 | 14,964,000 |
| Noninterest income | 230,000 | 428,000 | 649,000 | 835,000 |
| Noninterest expense | 2,482,000 | 4,958,000 | 7,505,000 | 10,120,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,295,000 | 2,770,000 | 4,320,000 | 5,679,000 |
| Income tax | 316,000 | 676,000 | 1,055,000 | 1,386,000 |
| Net income | 979,000 | 2,094,000 | 3,265,000 | 4,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,007,000 | 44,113,000 | 45,284,000 | 46,312,000 |
| Total capital | 45,825,000 | 46,932,000 | 48,101,000 | 49,122,000 |
| Risk-weighted assets | 299,733,000 | 315,562,000 | 321,600,000 | 313,662,000 |