Call reports 2015
FIRST FARMBANK — 2015
What FIRST FARMBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 138,300,000 | 134,890,000 | 141,635,000 | 149,560,000 |
| Total loans | 101,380,000 | 103,118,000 | 109,171,000 | 118,565,000 |
| Allowance for loan losses | 1,143,000 | 1,158,000 | 1,188,000 | 1,243,000 |
| Securities available for sale | 16,700,000 | 16,871,000 | 16,729,000 | 14,665,000 |
| Securities held to maturity | 2,000,000 | 3,429,000 | 3,356,000 | 3,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,572,000 | 119,060,000 | 119,006,000 | 132,588,000 |
| Interest-bearing deposits | 102,716,000 | 103,652,000 | 103,332,000 | 115,597,000 |
| Noninterest-bearing deposits | 21,856,000 | 15,408,000 | 15,674,000 | 16,991,000 |
| Equity capital | 12,818,000 | 13,123,000 | 13,363,000 | 13,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 2,964,000 | 4,468,000 | 6,104,000 |
| Interest expense | 164,000 | 338,000 | 522,000 | 725,000 |
| Net interest income | 1,288,000 | 2,626,000 | 3,946,000 | 5,379,000 |
| Noninterest income | 62,000 | 118,000 | 200,000 | 310,000 |
| Noninterest expense | 1,006,000 | 2,026,000 | 3,064,000 | 4,139,000 |
| Provision for loan losses | 25,000 | 40,000 | 70,000 | 125,000 |
| Pretax income | 325,000 | 684,000 | 1,018,000 | 1,433,000 |
| Income tax | 106,000 | 236,000 | 363,000 | 515,000 |
| Net income | 219,000 | 448,000 | 655,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,846,000 | 13,283,000 | 13,397,000 | 13,768,000 |
| Total capital | 14,019,000 | 14,471,000 | 14,615,000 | 15,041,000 |
| Risk-weighted assets | 108,465,000 | 110,985,000 | 116,520,000 | 123,448,000 |