Call reports 2012
FIRST FARMBANK — 2012
What FIRST FARMBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 76,210,000 | 78,599,000 | 82,016,000 | 84,474,000 |
| Total loans | 51,751,000 | 60,376,000 | 61,465,000 | 62,092,000 |
| Allowance for loan losses | 755,000 | 775,000 | 780,000 | 780,000 |
| Securities available for sale | 11,128,000 | 7,274,000 | 10,426,000 | 11,881,000 |
| Securities held to maturity | 9,021,000 | 4,957,000 | 3,645,000 | 3,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,184,000 | 64,235,000 | 67,536,000 | 70,029,000 |
| Interest-bearing deposits | 53,588,000 | 54,188,000 | 58,863,000 | 58,265,000 |
| Noninterest-bearing deposits | 8,596,000 | 10,047,000 | 8,673,000 | 11,764,000 |
| Equity capital | 8,283,000 | 8,537,000 | 8,738,000 | 8,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,006,000 | 2,007,000 | 3,037,000 | 4,042,000 |
| Interest expense | 155,000 | 296,000 | 436,000 | 573,000 |
| Net interest income | 851,000 | 1,711,000 | 2,601,000 | 3,469,000 |
| Noninterest income | 15,000 | 35,000 | 54,000 | 78,000 |
| Noninterest expense | 562,000 | 1,113,000 | 1,678,000 | 2,224,000 |
| Provision for loan losses | 0 | 20,000 | 25,000 | 25,000 |
| Pretax income | 304,000 | 613,000 | 952,000 | 1,298,000 |
| Income tax | 108,000 | 220,000 | 349,000 | 482,000 |
| Net income | 196,000 | 393,000 | 603,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,296,000 | 8,492,000 | 8,702,000 | 8,915,000 |
| Total capital | 9,030,000 | 9,282,000 | 9,497,000 | 9,710,000 |
| Risk-weighted assets | 58,699,000 | 64,250,000 | 66,104,000 | 65,306,000 |