Call reports 2025
CENTURY SAVINGS BANK — 2025
What CENTURY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 640,174,000 | 646,769,000 | 644,157,000 | 649,598,000 |
| Total loans | 320,766,000 | 323,356,000 | 326,901,000 | 326,280,000 |
| Allowance for loan losses | 4,437,000 | 4,589,000 | 4,750,000 | 4,776,000 |
| Securities available for sale | 215,888,000 | 207,560,000 | 206,142,000 | 197,195,000 |
| Securities held to maturity | 31,105,000 | 30,959,000 | 28,880,000 | 27,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,218,000 | 513,831,000 | 509,069,000 | 506,407,000 |
| Interest-bearing deposits | 415,268,000 | 404,255,000 | 407,356,000 | 402,288,000 |
| Noninterest-bearing deposits | 97,950,000 | 109,576,000 | 101,713,000 | 104,119,000 |
| Equity capital | 50,192,000 | 52,599,000 | 56,792,000 | 60,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,905,000 | 11,949,000 | 18,287,000 | 24,685,000 |
| Interest expense | 1,439,000 | 2,892,000 | 4,420,000 | 5,838,000 |
| Net interest income | 4,466,000 | 9,057,000 | 13,867,000 | 18,847,000 |
| Noninterest income | 454,000 | 953,000 | 1,492,000 | 2,361,000 |
| Noninterest expense | 3,255,000 | 6,661,000 | 9,852,000 | 13,172,000 |
| Provision for loan losses | 187,000 | 331,000 | 480,000 | 491,000 |
| Pretax income | 1,593,000 | 2,227,000 | 4,297,000 | 4,992,000 |
| Income tax | 292,000 | 328,000 | 766,000 | 765,000 |
| Net income | 1,301,000 | 1,899,000 | 3,531,000 | 4,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,044,000 | 83,640,000 | 85,273,000 | 86,019,000 |