Call reports 2023
CENTURY SAVINGS BANK — 2023
What CENTURY SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 640,416,000 | 637,365,000 | 633,457,000 | 636,695,000 |
| Total loans | 279,384,000 | 280,816,000 | 290,828,000 | 299,704,000 |
| Allowance for loan losses | 3,766,000 | 3,899,000 | 4,747,000 | 4,766,000 |
| Securities available for sale | 252,501,000 | 243,832,000 | 229,035,000 | 238,725,000 |
| Securities held to maturity | 30,592,000 | 30,458,000 | 29,952,000 | 30,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,585,000 | 532,283,000 | 531,228,000 | 519,701,000 |
| Interest-bearing deposits | 463,858,000 | 434,174,000 | 425,032,000 | 410,254,000 |
| Noninterest-bearing deposits | 100,727,000 | 98,109,000 | 106,196,000 | 109,447,000 |
| Equity capital | 37,634,000 | 35,828,000 | 29,126,000 | 41,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,737,000 | 9,860,000 | 15,211,000 | 20,870,000 |
| Interest expense | 439,000 | 1,336,000 | 2,579,000 | 3,868,000 |
| Net interest income | 4,298,000 | 8,524,000 | 12,632,000 | 17,002,000 |
| Noninterest income | 375,000 | 758,000 | 1,164,000 | 1,547,000 |
| Noninterest expense | 3,038,000 | 6,132,000 | 9,284,000 | 12,462,000 |
| Provision for loan losses | 78,000 | 167,000 | 332,000 | 336,000 |
| Pretax income | 703,000 | 2,055,000 | 3,241,000 | 4,443,000 |
| Income tax | 93,000 | 433,000 | 668,000 | 945,000 |
| Net income | 610,000 | 1,622,000 | 2,573,000 | 3,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,995,000 | 76,006,000 | 76,958,000 | 77,883,000 |