Call reports 2022
CENTURY SAVINGS BANK — 2022
What CENTURY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 645,974,000 | 624,181,000 | 618,022,000 | 627,019,000 |
| Total loans | 253,249,000 | 268,127,000 | 270,890,000 | 272,998,000 |
| Allowance for loan losses | 3,852,000 | 4,122,000 | 4,253,000 | 4,386,000 |
| Securities available for sale | 300,474,000 | 280,177,000 | 255,801,000 | 248,411,000 |
| Securities held to maturity | 25,392,000 | 25,074,000 | 25,481,000 | 28,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,585,000 | 576,971,000 | 581,984,000 | 586,817,000 |
| Interest-bearing deposits | 488,360,000 | 467,017,000 | 468,186,000 | 477,002,000 |
| Noninterest-bearing deposits | 102,225,000 | 109,954,000 | 113,798,000 | 109,815,000 |
| Equity capital | 48,719,000 | 39,268,000 | 28,197,000 | 32,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,156,000 | 8,542,000 | 12,953,000 | 17,621,000 |
| Interest expense | 173,000 | 346,000 | 561,000 | 867,000 |
| Net interest income | 3,983,000 | 8,196,000 | 12,392,000 | 16,754,000 |
| Noninterest income | 324,000 | 690,000 | 1,084,000 | 1,651,000 |
| Noninterest expense | 3,106,000 | 6,184,000 | 9,449,000 | 12,739,000 |
| Provision for loan losses | 120,000 | 500,000 | 620,000 | 224,000 |
| Pretax income | 1,045,000 | 2,166,000 | 3,371,000 | 4,635,000 |
| Income tax | 180,000 | 395,000 | 649,000 | 1,051,000 |
| Net income | 865,000 | 1,771,000 | 2,722,000 | 3,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,545,000 | 72,451,000 | 73,401,000 | 74,264,000 |