Call reports 2020
CENTURY SAVINGS BANK — 2020
What CENTURY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 451,169,000 | 512,118,000 | 528,479,000 | 560,170,000 |
| Total loans | 214,519,000 | 255,082,000 | 253,952,000 | 258,954,000 |
| Allowance for loan losses | 2,972,000 | 2,543,000 | 2,745,000 | 2,999,000 |
| Securities available for sale | 159,145,000 | 148,158,000 | 168,710,000 | 249,604,000 |
| Securities held to maturity | 3,333,000 | 3,242,000 | 3,241,000 | 4,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,736,000 | 440,123,000 | 456,467,000 | 477,560,000 |
| Interest-bearing deposits | 345,753,000 | 386,091,000 | 396,776,000 | 414,394,000 |
| Noninterest-bearing deposits | 33,983,000 | 54,032,000 | 59,691,000 | 63,166,000 |
| Equity capital | 65,404,000 | 65,559,000 | 65,289,000 | 65,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,430,000 | 6,722,000 | 9,879,000 | 13,474,000 |
| Interest expense | 415,000 | 844,000 | 1,210,000 | 1,444,000 |
| Net interest income | 3,015,000 | 5,878,000 | 8,669,000 | 12,030,000 |
| Noninterest income | 302,000 | 612,000 | 904,000 | 1,032,000 |
| Noninterest expense | 2,943,000 | 6,062,000 | 9,165,000 | 12,439,000 |
| Provision for loan losses | 125,000 | 980,000 | 1,205,000 | 1,566,000 |
| Pretax income | 424,000 | 238,000 | -7,000 | -155,000 |
| Income tax | 31,000 | -150,000 | -277,000 | -367,000 |
| Net income | 393,000 | 388,000 | 270,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,333,000 | 68,327,000 | 68,210,000 | 68,152,000 |