Call reports 2019
CENTURY SAVINGS BANK — 2019
What CENTURY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 434,769,000 | 429,265,000 | 443,217,000 | 443,303,000 |
| Total loans | 216,601,000 | 212,004,000 | 211,458,000 | 212,155,000 |
| Allowance for loan losses | 2,971,000 | 2,991,000 | 2,983,000 | 2,956,000 |
| Securities available for sale | 170,196,000 | 164,228,000 | 166,603,000 | 169,992,000 |
| Securities held to maturity | 3,469,000 | 3,381,000 | 3,380,000 | 3,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,054,000 | 360,513,000 | 372,942,000 | 374,327,000 |
| Interest-bearing deposits | 336,337,000 | 329,742,000 | 340,200,000 | 340,741,000 |
| Noninterest-bearing deposits | 28,717,000 | 30,771,000 | 32,742,000 | 33,586,000 |
| Equity capital | 60,629,000 | 62,210,000 | 63,396,000 | 63,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,571,000 | 7,191,000 | 10,654,000 | 14,056,000 |
| Interest expense | 401,000 | 790,000 | 1,168,000 | 1,587,000 |
| Net interest income | 3,170,000 | 6,401,000 | 9,486,000 | 12,469,000 |
| Noninterest income | 272,000 | 570,000 | 871,000 | 1,188,000 |
| Noninterest expense | 2,915,000 | 5,940,000 | 8,830,000 | 11,682,000 |
| Provision for loan losses | 110,000 | 180,000 | 200,000 | 200,000 |
| Pretax income | 449,000 | 913,000 | 1,410,000 | 1,843,000 |
| Income tax | 66,000 | 95,000 | 132,000 | 115,000 |
| Net income | 383,000 | 818,000 | 1,278,000 | 1,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,595,000 | 67,030,000 | 67,489,000 | 67,939,000 |
| Total capital | 69,566,000 | 70,021,000 | 70,472,000 | 70,895,000 |
| Risk-weighted assets | 257,190,000 | 249,929,000 | 250,947,000 | 250,288,000 |