Call reports 2018
CENTURY SAVINGS BANK — 2018
What CENTURY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 447,848,000 | 446,496,000 | 443,564,000 | 443,838,000 |
| Total loans | 203,906,000 | 218,892,000 | 220,904,000 | 212,043,000 |
| Allowance for loan losses | 2,973,000 | 3,099,000 | 3,144,000 | 3,048,000 |
| Securities available for sale | 195,516,000 | 181,403,000 | 175,482,000 | 173,906,000 |
| Securities held to maturity | 4,106,000 | 4,017,000 | 4,016,000 | 3,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,977,000 | 361,575,000 | 357,048,000 | 368,946,000 |
| Interest-bearing deposits | 343,056,000 | 331,336,000 | 327,983,000 | 338,717,000 |
| Noninterest-bearing deposits | 28,921,000 | 30,239,000 | 29,065,000 | 30,229,000 |
| Equity capital | 57,718,000 | 57,925,000 | 57,891,000 | 58,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,437,000 | 6,968,000 | 10,552,000 | 14,195,000 |
| Interest expense | 365,000 | 764,000 | 1,210,000 | 1,672,000 |
| Net interest income | 3,072,000 | 6,204,000 | 9,342,000 | 12,523,000 |
| Noninterest income | 289,000 | 591,000 | 898,000 | 1,125,000 |
| Noninterest expense | 2,411,000 | 4,873,000 | 7,358,000 | 10,124,000 |
| Provision for loan losses | 100,000 | 505,000 | 555,000 | 952,000 |
| Pretax income | 850,000 | 1,403,000 | 2,313,000 | 2,558,000 |
| Income tax | 86,000 | 72,000 | 322,000 | 505,000 |
| Net income | 764,000 | 1,331,000 | 1,991,000 | 2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,903,000 | 65,456,000 | 66,103,000 | 66,184,000 |
| Total capital | 67,876,000 | 68,555,000 | 69,247,000 | 69,232,000 |
| Risk-weighted assets | 258,096,000 | 269,383,000 | 273,121,000 | 257,882,000 |