Call reports 2017
CENTURY SAVINGS BANK — 2017
What CENTURY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 464,623,000 | 467,364,000 | 462,290,000 | 458,827,000 |
| Total loans | 181,826,000 | 184,127,000 | 187,173,000 | 201,978,000 |
| Allowance for loan losses | 2,566,000 | 2,766,000 | 2,724,000 | 2,879,000 |
| Securities available for sale | 229,954,000 | 228,292,000 | 222,038,000 | 203,144,000 |
| Securities held to maturity | 4,241,000 | 4,155,000 | 4,153,000 | 4,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,777,000 | 387,111,000 | 383,079,000 | 382,099,000 |
| Interest-bearing deposits | 359,537,000 | 359,893,000 | 355,940,000 | 352,256,000 |
| Noninterest-bearing deposits | 26,240,000 | 27,218,000 | 27,139,000 | 29,843,000 |
| Equity capital | 58,263,000 | 59,066,000 | 59,517,000 | 58,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,340,000 | 6,670,000 | 10,081,000 | 13,507,000 |
| Interest expense | 354,000 | 724,000 | 1,110,000 | 1,494,000 |
| Net interest income | 2,986,000 | 5,946,000 | 8,971,000 | 12,013,000 |
| Noninterest income | 247,000 | 500,000 | 774,000 | 1,124,000 |
| Noninterest expense | 2,497,000 | 5,007,000 | 7,514,000 | 9,999,000 |
| Provision for loan losses | 30,000 | 231,000 | 570,000 | 725,000 |
| Pretax income | 706,000 | 1,208,000 | 1,733,000 | 2,482,000 |
| Income tax | 103,000 | 101,000 | 309,000 | 308,000 |
| Net income | 603,000 | 1,107,000 | 1,424,000 | 2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,605,000 | 63,116,000 | 63,398,000 | 64,175,000 |
| Total capital | 65,171,000 | 65,882,000 | 66,122,000 | 67,054,000 |
| Risk-weighted assets | 215,130,000 | 236,251,000 | 243,556,000 | 254,457,000 |