Call reports 2016
CENTURY SAVINGS BANK — 2016
What CENTURY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 451,261,000 | 456,288,000 | 460,410,000 | 455,239,000 |
| Total loans | 150,589,000 | 152,050,000 | 159,164,000 | 167,177,000 |
| Allowance for loan losses | 2,201,000 | 2,035,000 | 2,186,000 | 2,260,000 |
| Securities available for sale | 250,818,000 | 251,414,000 | 242,416,000 | 225,797,000 |
| Securities held to maturity | 4,281,000 | 4,292,000 | 4,290,000 | 4,243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,252,000 | 364,869,000 | 371,096,000 | 371,745,000 |
| Interest-bearing deposits | 342,435,000 | 341,842,000 | 348,064,000 | 346,908,000 |
| Noninterest-bearing deposits | 18,817,000 | 23,027,000 | 23,032,000 | 24,837,000 |
| Equity capital | 58,710,000 | 60,661,000 | 61,158,000 | 57,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,320,000 | 6,548,000 | 9,672,000 | 12,733,000 |
| Interest expense | 404,000 | 787,000 | 1,169,000 | 1,538,000 |
| Net interest income | 2,916,000 | 5,761,000 | 8,503,000 | 11,195,000 |
| Noninterest income | 255,000 | 481,000 | 729,000 | 980,000 |
| Noninterest expense | 2,455,000 | 4,902,000 | 7,329,000 | 9,612,000 |
| Provision for loan losses | 40,000 | 70,000 | 225,000 | 315,000 |
| Pretax income | 813,000 | 1,417,000 | 2,017,000 | 2,741,000 |
| Income tax | 240,000 | 416,000 | 566,000 | 790,000 |
| Net income | 573,000 | 1,001,000 | 1,451,000 | 1,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,797,000 | 61,225,000 | 61,675,000 | 61,974,000 |
| Total capital | 62,998,000 | 63,260,000 | 63,868,000 | 64,234,000 |
| Risk-weighted assets | 199,751,000 | 204,650,000 | 215,107,000 | 209,858,000 |