Call reports 2015
CENTURY SAVINGS BANK — 2015
What CENTURY SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 446,040,000 | 446,529,000 | 450,023,000 | 447,458,000 |
| Total loans | 134,525,000 | 137,293,000 | 145,896,000 | 146,158,000 |
| Allowance for loan losses | 1,985,000 | 2,069,000 | 2,194,000 | 2,239,000 |
| Securities available for sale | 259,716,000 | 266,167,000 | 254,544,000 | 252,234,000 |
| Securities held to maturity | 2,436,000 | 2,434,000 | 4,420,000 | 4,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,521,000 | 357,366,000 | 360,728,000 | 359,226,000 |
| Interest-bearing deposits | 340,947,000 | 341,756,000 | 343,717,000 | 342,599,000 |
| Noninterest-bearing deposits | 15,574,000 | 15,610,000 | 17,011,000 | 16,627,000 |
| Equity capital | 58,680,000 | 55,349,000 | 56,797,000 | 57,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,205,000 | 6,355,000 | 9,599,000 | 12,882,000 |
| Interest expense | 530,000 | 1,043,000 | 1,492,000 | 1,910,000 |
| Net interest income | 2,675,000 | 5,312,000 | 8,107,000 | 10,972,000 |
| Noninterest income | 155,000 | 393,000 | 635,000 | 884,000 |
| Noninterest expense | 2,320,000 | 4,712,000 | 7,123,000 | 9,384,000 |
| Provision for loan losses | 144,000 | 284,000 | 414,000 | 514,000 |
| Pretax income | 482,000 | 892,000 | 1,395,000 | 2,259,000 |
| Income tax | 139,000 | 222,000 | 344,000 | 668,000 |
| Net income | 343,000 | 670,000 | 1,051,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,954,000 | 59,303,000 | 59,684,000 | 60,224,000 |
| Total capital | 60,939,000 | 61,372,000 | 61,878,000 | 62,463,000 |
| Risk-weighted assets | 184,573,000 | 193,175,000 | 198,311,000 | 195,873,000 |