Call reports 2013
CENTURY SAVINGS BANK — 2013
What CENTURY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 390,671,000 | 418,670,000 | 425,218,000 | 433,127,000 |
| Total loans | 103,030,000 | 111,395,000 | 117,240,000 | 120,462,000 |
| Allowance for loan losses | 1,357,000 | 1,634,000 | 1,679,000 | 1,784,000 |
| Securities available for sale | 247,968,000 | 265,936,000 | 264,827,000 | 272,643,000 |
| Securities held to maturity | 423,000 | 417,000 | 410,000 | 53,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,000,000 | 332,204,000 | 340,192,000 | 348,088,000 |
| Interest-bearing deposits | 317,092,000 | 320,261,000 | 328,447,000 | 335,403,000 |
| Noninterest-bearing deposits | 11,908,000 | 11,943,000 | 11,745,000 | 12,685,000 |
| Equity capital | 55,834,000 | 50,206,000 | 48,664,000 | 48,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,877,000 | 5,971,000 | 9,081,000 | 12,457,000 |
| Interest expense | 666,000 | 1,331,000 | 2,005,000 | 2,638,000 |
| Net interest income | 2,211,000 | 4,640,000 | 7,076,000 | 9,819,000 |
| Noninterest income | 216,000 | 425,000 | 742,000 | 938,000 |
| Noninterest expense | 2,121,000 | 4,256,000 | 6,358,000 | 8,583,000 |
| Provision for loan losses | 0 | 270,000 | 320,000 | 430,000 |
| Pretax income | 360,000 | 946,000 | 1,598,000 | 2,320,000 |
| Income tax | 120,000 | 310,000 | 533,000 | 778,000 |
| Net income | 240,000 | 636,000 | 1,065,000 | 1,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,904,000 | 53,994,000 | 54,423,000 | 54,900,000 |
| Total capital | 55,261,000 | 55,628,000 | 56,102,000 | 56,684,000 |
| Risk-weighted assets | 149,833,000 | 168,360,000 | 174,532,000 | 177,604,000 |