Call reports 2012
CENTURY SAVINGS BANK — 2012
What CENTURY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 358,411,000 | 368,625,000 | 383,344,000 | 388,807,000 |
| Total loans | 110,269,000 | 107,019,000 | 107,266,000 | 107,420,000 |
| Allowance for loan losses | 1,784,000 | 1,448,000 | 1,404,000 | 1,325,000 |
| Securities available for sale | 205,524,000 | 225,363,000 | 240,046,000 | 244,369,000 |
| Securities held to maturity | 699,000 | 688,000 | 682,000 | 430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,145,000 | 305,005,000 | 319,649,000 | 326,156,000 |
| Interest-bearing deposits | 286,865,000 | 294,002,000 | 307,721,000 | 314,608,000 |
| Noninterest-bearing deposits | 10,280,000 | 11,003,000 | 11,928,000 | 11,548,000 |
| Equity capital | 54,683,000 | 57,177,000 | 57,161,000 | 56,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,165,000 | 6,347,000 | 9,425,000 | 12,550,000 |
| Interest expense | 815,000 | 1,627,000 | 2,446,000 | 3,184,000 |
| Net interest income | 2,350,000 | 4,720,000 | 6,979,000 | 9,366,000 |
| Noninterest income | 213,000 | 569,000 | 782,000 | 1,253,000 |
| Noninterest expense | 2,040,000 | 4,115,000 | 6,220,000 | 8,097,000 |
| Provision for loan losses | 100,000 | 240,000 | 305,000 | 305,000 |
| Pretax income | 608,000 | 1,119,000 | 1,497,000 | 2,478,000 |
| Income tax | 225,000 | 409,000 | 551,000 | 834,000 |
| Net income | 383,000 | 710,000 | 946,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,403,000 | 52,730,000 | 52,966,000 | 53,664,000 |
| Total capital | 54,187,000 | 54,178,000 | 54,370,000 | 54,989,000 |
| Risk-weighted assets | 201,373,000 | 208,419,000 | 150,983,000 | 150,359,000 |