Call reports 2018
FARMERS EXCHANGE BANK — 2018
What FARMERS EXCHANGE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 346,988,000 | 320,944,000 | 309,851,000 | 314,282,000 |
| Total loans | 260,335,000 | 239,173,000 | 224,583,000 | 221,839,000 |
| Allowance for loan losses | 6,203,000 | 6,536,000 | 6,364,000 | 5,956,000 |
| Securities available for sale | 61,533,000 | 58,764,000 | 56,194,000 | 63,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,986,000 | 273,943,000 | 262,129,000 | 266,301,000 |
| Interest-bearing deposits | 241,541,000 | 217,047,000 | 205,061,000 | 210,396,000 |
| Noninterest-bearing deposits | 58,445,000 | 56,896,000 | 57,068,000 | 55,905,000 |
| Equity capital | 40,474,000 | 40,288,000 | 40,673,000 | 41,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,067,000 | 7,979,000 | 11,633,000 | 15,277,000 |
| Interest expense | 745,000 | 1,485,000 | 2,229,000 | 2,989,000 |
| Net interest income | 3,322,000 | 6,494,000 | 9,404,000 | 12,288,000 |
| Noninterest income | 263,000 | 441,000 | 651,000 | 687,000 |
| Noninterest expense | 1,658,000 | 3,300,000 | 4,901,000 | 6,559,000 |
| Provision for loan losses | 600,000 | 900,000 | 900,000 | 900,000 |
| Pretax income | 1,327,000 | 2,734,000 | 4,884,000 | 6,146,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,327,000 | 2,734,000 | 4,884,000 | 6,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,056,000 | 38,944,000 | 40,385,000 | 40,800,000 |
| Total capital | 42,776,000 | 42,352,000 | 43,331,000 | 44,258,000 |
| Risk-weighted assets | 275,900,000 | 249,999,000 | 232,273,000 | 274,188,000 |