Call reports 2017
FARMERS EXCHANGE BANK — 2017
What FARMERS EXCHANGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 344,397,000 | 347,350,000 | 349,271,000 | 354,659,000 |
| Total loans | 272,463,000 | 268,372,000 | 267,449,000 | 274,626,000 |
| Allowance for loan losses | 6,115,000 | 6,699,000 | 5,562,000 | 5,531,000 |
| Securities available for sale | 58,788,000 | 59,839,000 | 61,142,000 | 62,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,911,000 | 302,220,000 | 302,856,000 | 307,681,000 |
| Interest-bearing deposits | 245,290,000 | 248,524,000 | 244,585,000 | 248,793,000 |
| Noninterest-bearing deposits | 55,621,000 | 53,696,000 | 58,271,000 | 58,888,000 |
| Equity capital | 37,412,000 | 38,757,000 | 39,710,000 | 40,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,999,000 | 8,034,000 | 12,186,000 | 16,376,000 |
| Interest expense | 456,000 | 990,000 | 1,616,000 | 2,280,000 |
| Net interest income | 3,543,000 | 7,044,000 | 10,570,000 | 14,096,000 |
| Noninterest income | 229,000 | 538,000 | 749,000 | 963,000 |
| Noninterest expense | 1,471,000 | 2,957,000 | 4,502,000 | 6,183,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,500,000 | 1,800,000 |
| Pretax income | 1,789,000 | 3,513,000 | 5,405,000 | 7,164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,789,000 | 3,513,000 | 5,405,000 | 7,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,342,000 | 35,991,000 | 36,986,000 | 38,611,000 |
| Total capital | 39,203,000 | 39,797,000 | 40,731,000 | 42,493,000 |
| Risk-weighted assets | 287,858,000 | 281,602,000 | 278,187,000 | 290,146,000 |