Call reports 2016
FARMERS EXCHANGE BANK — 2016
What FARMERS EXCHANGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 331,792,000 | 326,783,000 | 336,162,000 | 337,051,000 |
| Total loans | 234,920,000 | 250,632,000 | 261,080,000 | 260,620,000 |
| Allowance for loan losses | 3,498,000 | 5,037,000 | 5,381,000 | 5,511,000 |
| Securities available for sale | 62,392,000 | 64,490,000 | 62,031,000 | 60,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,151,000 | 288,005,000 | 295,948,000 | 300,630,000 |
| Interest-bearing deposits | 233,561,000 | 232,185,000 | 236,992,000 | 243,175,000 |
| Noninterest-bearing deposits | 62,590,000 | 55,820,000 | 58,956,000 | 57,455,000 |
| Equity capital | 29,664,000 | 29,528,000 | 30,629,000 | 30,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,732,000 | 7,291,000 | 11,217,000 | 15,164,000 |
| Interest expense | 272,000 | 554,000 | 865,000 | 1,226,000 |
| Net interest income | 3,460,000 | 6,737,000 | 10,352,000 | 13,938,000 |
| Noninterest income | 220,000 | 454,000 | 679,000 | 904,000 |
| Noninterest expense | 1,425,000 | 2,905,000 | 4,320,000 | 5,777,000 |
| Provision for loan losses | 240,000 | 1,749,000 | 2,081,000 | 2,814,000 |
| Pretax income | 2,015,000 | 2,597,000 | 4,702,000 | 6,323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,015,000 | 2,597,000 | 4,702,000 | 6,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,343,000 | 25,890,000 | 26,958,000 | 28,432,000 |
| Total capital | 29,862,000 | 29,594,000 | 30,761,000 | 32,299,000 |
| Risk-weighted assets | 268,933,000 | 283,003,000 | 287,733,000 | 288,605,000 |