Call reports 2015
FARMERS EXCHANGE BANK — 2015
What FARMERS EXCHANGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 273,458,000 | 277,275,000 | 282,153,000 | 304,835,000 |
| Total loans | 191,872,000 | 203,022,000 | 211,988,000 | 230,298,000 |
| Allowance for loan losses | 2,608,000 | 2,776,000 | 2,484,000 | 3,214,000 |
| Securities available for sale | 60,517,000 | 62,964,000 | 58,847,000 | 60,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,974,000 | 233,202,000 | 232,918,000 | 261,828,000 |
| Interest-bearing deposits | 181,859,000 | 179,983,000 | 180,157,000 | 203,355,000 |
| Noninterest-bearing deposits | 61,115,000 | 53,219,000 | 52,761,000 | 58,473,000 |
| Equity capital | 24,787,000 | 25,389,000 | 26,580,000 | 27,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,125,000 | 6,297,000 | 9,710,000 | 13,188,000 |
| Interest expense | 195,000 | 398,000 | 617,000 | 848,000 |
| Net interest income | 2,930,000 | 5,899,000 | 9,093,000 | 12,340,000 |
| Noninterest income | 203,000 | 413,000 | 634,000 | 861,000 |
| Noninterest expense | 1,248,000 | 2,455,000 | 3,704,000 | 4,971,000 |
| Provision for loan losses | 120,000 | 240,000 | 600,000 | 1,180,000 |
| Pretax income | 1,933,000 | 3,785,000 | 5,627,000 | 7,278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,933,000 | 3,785,000 | 5,627,000 | 7,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,207,000 | 23,285,000 | 24,352,000 | 25,064,000 |
| Total capital | 25,034,000 | 26,274,000 | 26,990,000 | 28,423,000 |
| Risk-weighted assets | 226,798,000 | 235,933,000 | 250,775,000 | 261,474,000 |