Call reports 2014
FARMERS EXCHANGE BANK — 2014
What FARMERS EXCHANGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 229,475,000 | 233,803,000 | 242,666,000 | 264,054,000 |
| Total loans | 142,592,000 | 158,552,000 | 174,472,000 | 188,834,000 |
| Allowance for loan losses | 1,742,000 | 1,887,000 | 2,108,000 | 2,441,000 |
| Securities available for sale | 68,065,000 | 63,284,000 | 57,239,000 | 64,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,100,000 | 196,560,000 | 210,109,000 | 229,555,000 |
| Interest-bearing deposits | 146,568,000 | 145,963,000 | 153,518,000 | 165,860,000 |
| Noninterest-bearing deposits | 57,532,000 | 50,597,000 | 56,591,000 | 63,695,000 |
| Equity capital | 20,077,000 | 21,673,000 | 22,806,000 | 23,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,598,000 | 5,284,000 | 8,152,000 | 11,189,000 |
| Interest expense | 174,000 | 351,000 | 535,000 | 720,000 |
| Net interest income | 2,424,000 | 4,933,000 | 7,617,000 | 10,469,000 |
| Noninterest income | 203,000 | 581,000 | 784,000 | 1,030,000 |
| Noninterest expense | 1,038,000 | 2,327,000 | 3,488,000 | 4,840,000 |
| Provision for loan losses | 129,000 | 258,000 | 435,000 | 762,000 |
| Pretax income | 1,477,000 | 2,975,000 | 4,578,000 | 5,997,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,477,000 | 2,975,000 | 4,578,000 | 5,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,588,000 | 19,323,000 | 20,280,000 | 21,050,000 |
| Total capital | 20,521,000 | 21,409,000 | 22,590,000 | 23,729,000 |
| Risk-weighted assets | 179,917,000 | 194,566,000 | 215,620,000 | 231,955,000 |