Call reports 2013
FARMERS EXCHANGE BANK — 2013
What FARMERS EXCHANGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 194,483,000 | 198,104,000 | 209,728,000 | 221,846,000 |
| Total loans | 104,228,000 | 112,738,000 | 122,582,000 | 134,218,000 |
| Allowance for loan losses | 1,403,000 | 1,447,000 | 1,507,000 | 1,603,000 |
| Securities available for sale | 76,391,000 | 69,398,000 | 72,330,000 | 75,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,431,000 | 168,870,000 | 180,037,000 | 195,246,000 |
| Interest-bearing deposits | 119,426,000 | 122,164,000 | 129,256,000 | 140,412,000 |
| Noninterest-bearing deposits | 46,005,000 | 46,706,000 | 50,781,000 | 54,834,000 |
| Equity capital | 19,360,000 | 18,850,000 | 18,136,000 | 19,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,082,000 | 4,223,000 | 6,480,000 | 8,922,000 |
| Interest expense | 171,000 | 344,000 | 513,000 | 685,000 |
| Net interest income | 1,911,000 | 3,879,000 | 5,967,000 | 8,237,000 |
| Noninterest income | 203,000 | 411,000 | 624,000 | 813,000 |
| Noninterest expense | 982,000 | 2,072,000 | 3,229,000 | 4,425,000 |
| Provision for loan losses | 36,000 | 78,000 | 150,000 | 240,000 |
| Pretax income | 1,136,000 | 2,230,000 | 3,302,000 | 4,475,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,136,000 | 2,230,000 | 3,302,000 | 4,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,913,000 | 16,517,000 | 17,088,000 | 17,762,000 |
| Total capital | 17,478,000 | 18,139,000 | 18,791,000 | 19,566,000 |
| Risk-weighted assets | 136,101,000 | 146,378,000 | 158,487,000 | 169,886,000 |