Call reports 2012
FARMERS EXCHANGE BANK — 2012
What FARMERS EXCHANGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,860,000 | 168,821,000 | 176,937,000 | 194,982,000 |
| Total loans | 65,450,000 | 73,203,000 | 83,965,000 | 100,119,000 |
| Allowance for loan losses | 1,343,000 | 1,346,000 | 1,246,000 | 1,360,000 |
| Securities available for sale | 83,593,000 | 81,908,000 | 82,557,000 | 81,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,814,000 | 147,000,000 | 149,936,000 | 161,686,000 |
| Interest-bearing deposits | 102,531,000 | 106,660,000 | 109,216,000 | 114,986,000 |
| Noninterest-bearing deposits | 39,283,000 | 40,340,000 | 40,720,000 | 46,700,000 |
| Equity capital | 15,996,000 | 16,634,000 | 18,174,000 | 19,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,678,000 | 3,492,000 | 5,310,000 | 7,329,000 |
| Interest expense | 191,000 | 377,000 | 559,000 | 730,000 |
| Net interest income | 1,487,000 | 3,115,000 | 4,751,000 | 6,599,000 |
| Noninterest income | 191,000 | 382,000 | 584,000 | 765,000 |
| Noninterest expense | 925,000 | 1,814,000 | 2,735,000 | 3,778,000 |
| Provision for loan losses | 0 | 0 | 0 | 105,000 |
| Pretax income | 1,070,000 | 2,491,000 | 3,499,000 | 4,435,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,070,000 | 2,491,000 | 3,499,000 | 4,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,076,000 | 14,105,000 | 14,720,000 | 15,264,000 |
| Total capital | 14,354,000 | 15,514,000 | 16,091,000 | 16,761,000 |
| Risk-weighted assets | 92,192,000 | 102,718,000 | 114,915,000 | 132,561,000 |