Call reports 2011
FARMERS EXCHANGE BANK — 2011
What FARMERS EXCHANGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 133,084,000 | 140,737,000 | 147,599,000 | 153,421,000 |
| Total loans | 55,772,000 | 58,810,000 | 58,233,000 | 63,421,000 |
| Allowance for loan losses | 1,240,000 | 1,362,000 | 1,355,000 | 1,321,000 |
| Securities available for sale | 65,178,000 | 70,169,000 | 79,783,000 | 78,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,016,000 | 120,690,000 | 125,102,000 | 132,280,000 |
| Interest-bearing deposits | 88,105,000 | 89,701,000 | 92,322,000 | 95,418,000 |
| Noninterest-bearing deposits | 27,911,000 | 30,989,000 | 32,780,000 | 36,862,000 |
| Equity capital | 12,159,000 | 13,078,000 | 15,454,000 | 16,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,440,000 | 2,996,000 | 4,562,000 | 6,166,000 |
| Interest expense | 238,000 | 473,000 | 693,000 | 894,000 |
| Net interest income | 1,202,000 | 2,523,000 | 3,869,000 | 5,272,000 |
| Noninterest income | 189,000 | 375,000 | 1,124,000 | 1,321,000 |
| Noninterest expense | 866,000 | 1,753,000 | 2,622,000 | 3,514,000 |
| Provision for loan losses | 18,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 510,000 | 1,209,000 | 2,435,000 | 3,376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 510,000 | 1,209,000 | 2,435,000 | 3,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,193,000 | 10,671,000 | 11,678,000 | 12,399,000 |
| Total capital | 11,218,000 | 11,781,000 | 12,776,000 | 13,582,000 |
| Risk-weighted assets | 72,276,000 | 78,103,000 | 79,737,000 | 86,272,000 |