Call reports 2002
FARMERS EXCHANGE BANK — 2002
What FARMERS EXCHANGE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,742,000 | 81,302,000 | 82,517,000 | 83,735,000 |
| Total loans | 56,871,000 | 57,049,000 | 58,281,000 | 62,715,000 |
| Allowance for loan losses | 1,128,000 | 1,169,000 | 1,212,000 | 1,190,000 |
| Securities available for sale | 9,042,000 | 14,809,000 | 13,282,000 | 12,151,000 |
| Securities held to maturity | 1,308,000 | 1,111,000 | 1,205,000 | 1,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,677,000 | 68,955,000 | 69,831,000 | 71,220,000 |
| Interest-bearing deposits | 58,592,000 | 56,015,000 | 57,779,000 | 59,114,000 |
| Noninterest-bearing deposits | 11,085,000 | 12,940,000 | 12,052,000 | 12,106,000 |
| Equity capital | 7,570,000 | 7,931,000 | 8,326,000 | 8,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,241,000 | 2,475,000 | 3,722,000 | 4,963,000 |
| Interest expense | 447,000 | 867,000 | 1,246,000 | 1,604,000 |
| Net interest income | 794,000 | 1,608,000 | 2,476,000 | 3,359,000 |
| Noninterest income | 181,000 | 384,000 | 624,000 | 840,000 |
| Noninterest expense | 550,000 | 1,151,000 | 1,796,000 | 2,614,000 |
| Provision for loan losses | 45,000 | 90,000 | 207,000 | 192,000 |
| Pretax income | 380,000 | 751,000 | 1,097,000 | 1,405,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 380,000 | 751,000 | 1,097,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,386,000 | 6,757,000 | 7,103,000 | 6,911,000 |
| Total capital | 7,385,000 | 7,708,000 | 8,053,000 | 7,928,000 |
| Risk-weighted assets | 56,020,000 | 54,755,000 | 54,942,000 | 58,360,000 |