Call reports 2001
FARMERS EXCHANGE BANK — 2001
What FARMERS EXCHANGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 78,470,000 | 78,466,000 | 76,794,000 | 79,585,000 |
| Total loans | 55,538,000 | 52,549,000 | 52,824,000 | 58,540,000 |
| Allowance for loan losses | 904,000 | 929,000 | 1,098,000 | 1,080,000 |
| Securities available for sale | 9,573,000 | 8,866,000 | 7,842,000 | 7,226,000 |
| Securities held to maturity | 1,611,000 | 1,345,000 | 1,409,000 | 1,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,401,000 | 67,387,000 | 68,079,000 | 69,889,000 |
| Interest-bearing deposits | 56,801,000 | 58,049,000 | 57,816,000 | 58,959,000 |
| Noninterest-bearing deposits | 10,600,000 | 9,338,000 | 10,263,000 | 10,930,000 |
| Equity capital | 7,277,000 | 7,310,000 | 7,434,000 | 7,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,085,000 | 4,471,000 | 5,776,000 |
| Interest expense | 685,000 | 1,358,000 | 1,970,000 | 2,473,000 |
| Net interest income | 911,000 | 1,727,000 | 2,501,000 | 3,303,000 |
| Noninterest income | 188,000 | 386,000 | 570,000 | 906,000 |
| Noninterest expense | 568,000 | 1,116,000 | 1,700,000 | 2,548,000 |
| Provision for loan losses | 75,000 | 250,000 | 475,000 | 550,000 |
| Pretax income | 463,000 | 762,000 | 923,000 | 1,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 463,000 | 762,000 | 923,000 | 1,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,241,000 | 6,267,000 | 6,279,000 | 6,343,000 |
| Total capital | 7,128,000 | 7,184,000 | 7,174,000 | 7,308,000 |
| Risk-weighted assets | 54,528,000 | 56,008,000 | 51,872,000 | 56,478,000 |