Call reports 2025
GN BANK — 2025
What GN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 65,256,000 | 63,934,000 | 62,900,000 | 63,692,000 |
| Total loans | 32,431,000 | 30,615,000 | 28,065,000 | 27,127,000 |
| Allowance for loan losses | 398,000 | 394,000 | 309,000 | 254,000 |
| Securities available for sale | 21,285,000 | 21,418,000 | 21,754,000 | 25,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,723,000 | 54,840,000 | 53,265,000 | 54,113,000 |
| Interest-bearing deposits | 48,426,000 | 47,850,000 | 46,715,000 | 47,220,000 |
| Noninterest-bearing deposits | 7,297,000 | 6,990,000 | 6,550,000 | 6,893,000 |
| Equity capital | 9,328,000 | 8,892,000 | 9,416,000 | 9,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,505,000 | 2,310,000 | 3,100,000 |
| Interest expense | 133,000 | 287,000 | 435,000 | 588,000 |
| Net interest income | 600,000 | 1,218,000 | 1,875,000 | 2,512,000 |
| Noninterest income | 60,000 | 112,000 | 138,000 | 271,000 |
| Noninterest expense | 606,000 | 1,274,000 | 1,951,000 | 2,593,000 |
| Provision for loan losses | 0 | 0 | -48,000 | -94,000 |
| Pretax income | 53,000 | 56,000 | 110,000 | 284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 53,000 | 56,000 | 110,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,449,000 | 9,450,000 | 9,505,000 | 9,678,000 |