Call reports 2019
GN BANK — 2019
What GN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 139,185,000 | 144,553,000 | 135,832,000 | 136,927,000 |
| Total loans | 52,486,000 | 51,397,000 | 48,340,000 | 46,804,000 |
| Allowance for loan losses | 505,000 | 514,000 | 525,000 | 576,000 |
| Securities available for sale | 47,847,000 | 27,784,000 | 30,959,000 | 38,019,000 |
| Securities held to maturity | 16,928,000 | 16,369,000 | 13,774,000 | 13,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,910,000 | 127,657,000 | 123,684,000 | 126,080,000 |
| Interest-bearing deposits | 108,485,000 | 107,950,000 | 105,289,000 | 107,452,000 |
| Noninterest-bearing deposits | 18,425,000 | 19,707,000 | 18,395,000 | 18,628,000 |
| Equity capital | 12,104,000 | 12,227,000 | 11,932,000 | 10,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,313,000 | 2,616,000 | 3,754,000 | 4,821,000 |
| Interest expense | 201,000 | 424,000 | 651,000 | 864,000 |
| Net interest income | 1,112,000 | 2,192,000 | 3,103,000 | 3,957,000 |
| Noninterest income | 62,000 | 134,000 | 209,000 | 288,000 |
| Noninterest expense | 1,218,000 | 2,801,000 | 4,149,000 | 5,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 705,000 |
| Pretax income | -44,000 | -135,000 | -454,000 | -1,735,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -44,000 | -135,000 | -454,000 | -1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,119,000 | 12,027,000 | 11,708,000 | 10,431,000 |
| Total capital | 12,624,000 | 12,541,000 | 12,233,000 | 11,007,000 |
| Risk-weighted assets | 75,474,000 | 61,058,000 | 56,217,000 | 59,573,000 |