Call reports 2013
GN BANK — 2013
What GN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 132,650,000 | 130,268,000 | 117,869,000 | 117,677,000 |
| Total loans | 58,102,000 | 57,327,000 | 56,346,000 | 55,832,000 |
| Allowance for loan losses | 2,704,000 | 2,847,000 | 2,797,000 | 2,827,000 |
| Securities available for sale | 50,939,000 | 46,341,000 | 41,644,000 | 40,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,058,000 | 108,283,000 | 106,510,000 | 106,581,000 |
| Interest-bearing deposits | 97,124,000 | 96,138,000 | 95,001,000 | 94,407,000 |
| Noninterest-bearing deposits | 11,934,000 | 12,145,000 | 11,509,000 | 12,174,000 |
| Equity capital | 11,342,000 | 9,555,000 | 7,924,000 | 7,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,622,000 | 3,888,000 | 5,112,000 |
| Interest expense | 248,000 | 494,000 | 689,000 | 833,000 |
| Net interest income | 1,083,000 | 2,128,000 | 3,199,000 | 4,279,000 |
| Noninterest income | 93,000 | 217,000 | 318,000 | 740,000 |
| Noninterest expense | 1,387,000 | 2,651,000 | 4,146,000 | 5,470,000 |
| Provision for loan losses | 462,000 | 990,000 | 1,345,000 | 1,547,000 |
| Pretax income | -664,000 | -1,287,000 | -1,935,000 | -1,959,000 |
| Income tax | 21,000 | 486,000 | 879,000 | 945,000 |
| Net income | -685,000 | -1,773,000 | -2,814,000 | -2,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,299,000 | 8,212,000 | 7,172,000 | 7,086,000 |
| Total capital | 10,055,000 | 8,943,000 | 7,887,000 | 7,802,000 |
| Risk-weighted assets | 58,539,000 | 56,383,000 | 55,137,000 | 55,152,000 |