Call reports 2022
STURDY SAVINGS BANK — 2022
What STURDY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,270,072,000 | 1,209,796,000 | 1,260,189,000 | 1,210,083,000 |
| Total loans | 508,781,000 | 537,376,000 | 533,607,000 | 549,535,000 |
| Allowance for loan losses | 3,343,000 | 3,522,000 | 3,510,000 | 3,320,000 |
| Securities available for sale | 566,389,000 | 561,169,000 | 248,909,000 | 239,296,000 |
| Securities held to maturity | 0 | 0 | 319,476,000 | 313,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,154,382,000 | 1,091,124,000 | 1,158,911,000 | 1,074,944,000 |
| Interest-bearing deposits | 849,688,000 | 810,528,000 | 854,070,000 | 817,131,000 |
| Noninterest-bearing deposits | 304,694,000 | 280,596,000 | 304,841,000 | 257,813,000 |
| Equity capital | 72,184,000 | 56,168,000 | 56,995,000 | 59,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,165,000 | 14,972,000 | 24,100,000 | 33,027,000 |
| Interest expense | 185,000 | 319,000 | 491,000 | 911,000 |
| Net interest income | 6,980,000 | 14,653,000 | 23,609,000 | 32,116,000 |
| Noninterest income | 1,253,000 | 2,291,000 | 3,335,000 | 4,209,000 |
| Noninterest expense | 7,305,000 | 14,518,000 | 21,759,000 | 30,448,000 |
| Provision for loan losses | -112,000 | 62,000 | 59,000 | -122,000 |
| Pretax income | 911,000 | 2,132,000 | 4,778,000 | 5,657,000 |
| Income tax | 170,000 | 423,000 | 1,105,000 | 1,261,000 |
| Net income | 741,000 | 1,709,000 | 3,673,000 | 4,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,471,000 | 92,489,000 | 94,502,000 | 95,274,000 |
| Total capital | 94,814,000 | 96,011,000 | 98,012,000 | 98,594,000 |
| Risk-weighted assets | 642,501,000 | 678,848,000 | 666,404,000 | 663,559,000 |