Call reports 2019
STURDY SAVINGS BANK — 2019
What STURDY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 834,280,000 | 842,328,000 | 893,461,000 | 845,848,000 |
| Total loans | 548,400,000 | 549,824,000 | 537,661,000 | 546,147,000 |
| Allowance for loan losses | 2,805,000 | 2,834,000 | 2,761,000 | 2,907,000 |
| Securities available for sale | 172,461,000 | 181,274,000 | 203,969,000 | 218,173,000 |
| Securities held to maturity | 24,570,000 | 23,685,000 | 19,656,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 721,326,000 | 724,096,000 | 787,865,000 | 741,123,000 |
| Interest-bearing deposits | 561,895,000 | 540,307,000 | 569,305,000 | 576,099,000 |
| Noninterest-bearing deposits | 159,431,000 | 183,789,000 | 218,560,000 | 165,024,000 |
| Equity capital | 84,460,000 | 86,983,000 | 88,104,000 | 88,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,483,000 | 14,997,000 | 22,742,000 | 30,448,000 |
| Interest expense | 557,000 | 1,294,000 | 1,883,000 | 2,535,000 |
| Net interest income | 6,926,000 | 13,703,000 | 20,859,000 | 27,913,000 |
| Noninterest income | 820,000 | 1,788,000 | 2,742,000 | 3,514,000 |
| Noninterest expense | 6,159,000 | 12,628,000 | 19,508,000 | 26,866,000 |
| Provision for loan losses | 54,000 | 99,000 | 33,000 | 506,000 |
| Pretax income | 1,568,000 | 2,839,000 | 4,158,000 | 4,146,000 |
| Income tax | 417,000 | 747,000 | 1,092,000 | 1,058,000 |
| Net income | 1,151,000 | 2,092,000 | 3,066,000 | 3,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,913,000 | 80,902,000 | 81,926,000 | 81,998,000 |
| Total capital | 82,718,000 | 83,736,000 | 84,687,000 | 84,905,000 |
| Risk-weighted assets | 544,365,000 | 551,504,000 | 546,056,000 | 550,814,000 |
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