Call reports 2018
STURDY SAVINGS BANK — 2018
What STURDY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 842,030,000 | 854,682,000 | 888,619,000 | 840,781,000 |
| Total loans | 541,554,000 | 559,533,000 | 548,052,000 | 553,034,000 |
| Allowance for loan losses | 2,738,000 | 2,820,000 | 2,742,000 | 2,780,000 |
| Securities available for sale | 188,620,000 | 181,700,000 | 176,583,000 | 177,495,000 |
| Securities held to maturity | 27,761,000 | 26,873,000 | 25,967,000 | 25,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 710,494,000 | 730,613,000 | 792,818,000 | 742,829,000 |
| Interest-bearing deposits | 580,749,000 | 573,575,000 | 609,819,000 | 601,336,000 |
| Noninterest-bearing deposits | 129,745,000 | 157,038,000 | 182,999,000 | 141,493,000 |
| Equity capital | 77,288,000 | 78,184,000 | 79,166,000 | 82,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,166,000 | 14,938,000 | 22,619,000 | 30,410,000 |
| Interest expense | 360,000 | 813,000 | 1,096,000 | 1,358,000 |
| Net interest income | 6,806,000 | 14,125,000 | 21,523,000 | 29,052,000 |
| Noninterest income | 747,000 | 1,410,000 | 2,306,000 | 3,094,000 |
| Noninterest expense | 5,890,000 | 12,035,000 | 18,167,000 | 24,208,000 |
| Provision for loan losses | 138,000 | 273,000 | 196,000 | 258,000 |
| Pretax income | 1,525,000 | 3,215,000 | 5,454,000 | 7,662,000 |
| Income tax | 371,000 | 794,000 | 1,470,000 | 2,089,000 |
| Net income | 1,154,000 | 2,421,000 | 3,984,000 | 5,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,122,000 | 75,407,000 | 76,990,000 | 78,667,000 |
| Total capital | 76,860,000 | 78,227,000 | 79,732,000 | 81,447,000 |
| Risk-weighted assets | 559,409,000 | 568,159,000 | 551,083,000 | 552,039,000 |