Call reports 2017
STURDY SAVINGS BANK — 2017
What STURDY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 844,953,000 | 857,893,000 | 842,871,000 | 830,658,000 |
| Total loans | 509,610,000 | 525,022,000 | 523,209,000 | 523,123,000 |
| Allowance for loan losses | 2,431,000 | 2,532,000 | 2,562,000 | 2,604,000 |
| Securities available for sale | 214,912,000 | 209,919,000 | 204,467,000 | 195,308,000 |
| Securities held to maturity | 34,133,000 | 33,098,000 | 31,922,000 | 30,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 698,398,000 | 690,194,000 | 735,438,000 | 699,879,000 |
| Interest-bearing deposits | 573,055,000 | 546,916,000 | 566,034,000 | 572,443,000 |
| Noninterest-bearing deposits | 125,343,000 | 143,278,000 | 169,404,000 | 127,436,000 |
| Equity capital | 76,600,000 | 78,835,000 | 80,011,000 | 77,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,644,000 | 13,597,000 | 20,693,000 | 27,708,000 |
| Interest expense | 339,000 | 760,000 | 1,096,000 | 1,563,000 |
| Net interest income | 6,305,000 | 12,837,000 | 19,597,000 | 26,145,000 |
| Noninterest income | 839,000 | 1,639,000 | 2,510,000 | 3,149,000 |
| Noninterest expense | 5,357,000 | 10,920,000 | 16,506,000 | 21,908,000 |
| Provision for loan losses | 297,000 | 355,000 | 388,000 | 438,000 |
| Pretax income | 1,510,000 | 3,250,000 | 5,262,000 | 6,997,000 |
| Income tax | 501,000 | 1,102,000 | 1,811,000 | 4,746,000 |
| Net income | 1,009,000 | 2,148,000 | 3,451,000 | 2,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,542,000 | 72,790,000 | 74,090,000 | 72,903,000 |
| Total capital | 73,973,000 | 75,322,000 | 76,652,000 | 75,507,000 |
| Risk-weighted assets | 560,042,000 | 570,653,000 | 563,734,000 | 548,879,000 |