Call reports 2006
STURDY SAVINGS BANK — 2006
What STURDY SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 461,800,000 | 466,804,000 | 451,860,000 | 435,571,000 |
| Total loans | 349,978,000 | 341,626,000 | 328,035,000 | 322,035,000 |
| Allowance for loan losses | 3,464,000 | 3,008,000 | 3,008,000 | 2,976,000 |
| Securities available for sale | 844,000 | 852,000 | 866,000 | 3,871,000 |
| Securities held to maturity | 52,678,000 | 62,563,000 | 61,379,000 | 55,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,073,000 | 370,547,000 | 380,405,000 | 372,522,000 |
| Interest-bearing deposits | 328,533,000 | 323,580,000 | 334,290,000 | 325,377,000 |
| Noninterest-bearing deposits | 39,540,000 | 46,967,000 | 46,115,000 | 47,145,000 |
| Equity capital | 50,762,000 | 51,234,000 | 51,616,000 | 52,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,597,000 | 11,281,000 | 17,043,000 | 22,781,000 |
| Interest expense | 2,280,000 | 4,741,000 | 7,041,000 | 9,320,000 |
| Net interest income | 3,317,000 | 6,540,000 | 10,002,000 | 13,461,000 |
| Noninterest income | 364,000 | 747,000 | 1,203,000 | 2,118,000 |
| Noninterest expense | 3,206,000 | 6,508,000 | 9,905,000 | 13,653,000 |
| Provision for loan losses | 0 | -456,000 | -456,000 | -456,000 |
| Pretax income | 475,000 | 1,235,000 | 1,756,000 | 2,361,000 |
| Income tax | 133,000 | 420,000 | 561,000 | 709,000 |
| Net income | 342,000 | 815,000 | 1,195,000 | 1,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,617,000 | 49,158,000 | 49,494,000 | 49,893,000 |
| Total capital | 52,081,000 | 52,166,000 | 52,502,000 | 52,869,000 |
| Risk-weighted assets | 315,651,000 | 312,382,000 | 294,845,000 | 297,553,000 |
Machine access — free, no API key
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